In today’s economy and credit driven society, bad credit is becoming the norm rather than the exception. And bad credit may be keeping you from securing loans for a new home or vehicle, or the resulting high interest rates may be putting heavy stress on your finances. The good news is there are hassle-free ways to repair your credit and improve your rating.
Before you do anything else, get a copy of your credit report to discover what things are weighing negatively on your credit. Contact all of the individual creditors listed and find out if you can put together a workable repayment plan that you can afford. As you pay off the debts, get a letter in writing stating that payment has been fulfilled. If you note inaccuracies...
A new trend in real estate investment is emerging: parents investing in real estate to fund their children’s college education.
With the ups and downs of the stock market this past decade, more parents are seeking to invest for their children’s future through other assets, including real estate.
How Does It Work?
These parents believe that the time is right to purchase real estate because of low prices and mortgage rates, and have a strong belief that real estate prices will show considerable appreciation by the time their children are in college.
The idea is to purchase a house as an investment property when a child is born or very young. Ideally, a 15-year fixed rate mortgage is used for a property that cash flows in the first year....
Selling a home can be a real pain in the butt.
I talk with a lot of folks who are considering selling their home, but just don’t have the time. Or they want to sell, but don’t know where to begin.
Experience tells me they're referring to upgrading their house from its average, everyday living condition, to a condition that sells. All the cleaning and painting and purging and organizing can quickly overwhelm even the most motivated would-be home seller.
On the other hand, there are those sellers who jump head-first into the market without considering how the condition of their home affects the outcome.
In the Business, We Call it "Show Quality"
How well does a home show? How prepared is your home for the...
It’s common for home inspections to be a point of stress for a buyer. I recently wrote a segment about choosing a home inspector and the types of home inspections to consider when purchasing a single family home.
Experience shows that many buyers, especially first timers, have no idea what to expect from a Home Inspection. I sure didn’t when I bought my first place (well, before I was in the business). I remember how stressed and anxious I was about my home inspection, only to have it all fall into place. I was so excited to move into my first digs.
It's Normal To Stress, but Preparation Helps
Buying a home is a big event for most people, and anxiety can understandably...
Several of our clients realize now is a great time to buy a home. In Fact, Ben and I helped more buyers purchase this year than any single year in our careers.
I'm realizing as the year comes to an end, I may have overlooked why the next 3 to 6 months might also be a great time to sell.
There are 5 good reasons I believe 2015 will be a good time to sell your home. You'll find them below.
My most recent analysis of the Intown Atlanta Real Estate market shows a 5.2 percent increase in sales when compared to this same time in 2014.
Sales have remained above last year's levels going on 3 years now. There are serious buyers out there, and they're looking for their dream home. It could be yours.